Credit card: Difference between revisions - Wikipedia

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* Insurance providers: Insurers underwriting various insurance protections offered as credit card perks, for example, Car Rental Insurance, Purchase Security, Hotel Burglary Insurance, Travel Medical Protection etc.

The flow of information and money between these parties — always through the card associations — is known as the interchange, and it consists of a few steps. The duplicate processes involved in these steps are what causes merchant fees to rise, and is something [[Stablecoin|stablecoins]] are designed to fix.<ref>{{Cite web|url=https://www.bitspark.io/blog-posts/easier-payments-are-now-a-reality-pay-with-bitcoin-stablecoins-and-other-cryptocurrencies|title=Easier payments now reality with stablecoins|last=|first=|date=|website=|archive-url=|archive-date=|dead-url=|access-date=}}</ref>

===Transaction steps===