Draft:EUROFIMA: Difference between revisions - Wikipedia

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== Business Models ==

Through a membership model, EUROFIMA finances railway equipment through borrowings. The level of support is dependent on the equity provided by the shareholders. It can finance up to 100% of a project via short- or long-term loans<ref name=":1">{{Cite journal |date=Mars 2024 |title=EUROFIMA |journal=IRJ 202403 - International Railway Journal (ISSN 2161-7376) |language=en |volume=64 |issue=3 |page=38}}</ref>,<ref name=":2">{{Cite journal |date=Avril 2024 |title=EUROFIMA |journal=RGI 202404 - Railway Gazette International (ISSN 0373-5346) |language=en |volume=180 |issue=4 |page=41 - 43}}</ref>.

EUROFIMA’s participating shareholders are primarily state railways of the Contracting States<ref name=":2">{{Cite journal |date=Avril 2024 |title=EUROFIMA |journal=RGI 202404 - Railway Gazette International (ISSN 0373-5346) |language=en |volume=180 |issue=4 |page=41 - 43}}</ref>. Railway obligations to EUROFIMA benefit from a state guarantee<ref name=":3">"STATE GUARANTEE", in EUROFIMA Annual Report 2023, p6 (https://www.annualreports.com/Company/eurofima)</ref>. As of year-end 2023, EUROFIMA had €9.6 billion in development-related loans outstanding, distributed among 13 Contracting States<ref>"LENDING ACTIVITY AND DISTRIBUTION OF EQUIPMENT IN 2023", in EUROFIMA Annual Report 2023, p24-25 (https://www.annualreports.com/Company/eurofima)</ref>.